It's no secret that car accidents can be expensive. If you're lucky, you may walk away with only a few minor scrapes and bruises. But if you're not so lucky, you could end up with major injuries that require extensive medical treatment, not to mention the damage to your vehicle. And if you don't have insurance, the costs can be even higher.
So what should you do if you're involved in a car accident and don't have insurance? Should you just accept the financial responsibility for the damages? Or is it worth speaking with an auto accident lawyer? Well, speaking to a lawyer may help you know your legal options and save you from spending a lot of money in the long run. Here's why you should speak with these lawyers if you're uninsured:
They'll Tell You If You're Entitled to a Compensation
If you were not at fault for the accident, and the other driver has insurance, you might be able to get compensation for your injuries and the damage to your car. Unfortunately, some people don't know this fact and end up shouldering all the expenses on their own. An auto accident lawyer will review your case and inform you if you're eligible for compensation. They'll also help you get the maximum amount of compensation possible.
They'll Help You Deal With the Liable Party's Insurer
Insurance companies are notoriously difficult to deal with. They may give you a runaround or lowball you on your settlement. Apart from that, they may try to get you to record a statement that releases them from liability. An auto accident lawyer can communicate with these companies on your behalf, saving you the headache and stress. They'll also negotiate a fair settlement, so you can get enough money to cover your damages.
They'll Help You Get the Medical Treatment You Need
After a crash, your first priority should be getting medical treatment. Your injuries may be more serious than you realize and could require long-term treatment. If you delay getting treatment, an insurance company may try to use that against you and claim that your injuries aren't related to the accident.
An auto accident lawyer can help you get the right treatment by connecting you with doctors who will treat and document your injuries. And you won't have to worry about paying for treatment out of pocket because your lawyer will help you get medical liens to pay for your care.
If you've been involved in a car accident and you don't have insurance, don't hesitate to speak with an auto accident lawyer. They'll help you understand your rights and options and fight to get you the right settlement.