Workplace injuries are something that most people and employers will take great efforts to avoid. Sadly, these accidents will still occur, and they can lead to major disruptions for those that encounter them. In order to make sure that you are able to limit the damages and disruptions that you experience as a result of these incidents, you should develop a basic understanding concerning worker's compensation insurance.

What If You Visit A Different Doctor Than The One Referred By The Employer?

In the aftermath of an accident, there may not be time to file a claim with the insurance before seeking treatment. When it is necessary to contact an ambulance or other emergency services immediately after the accident, the worker's compensation insurance will cover these expenses as part of the initial filing. However, it is a reality that many people may realize that their workplace injury is severe enough to require medical treatment. As a result, there may be several days or longer before treatment is sought. In these situations, you will need to prove that the injury was a direct result of your workplace accident. Not surprisingly, this can greatly complicate the process of filing this type of claim, which makes reporting seemingly minor accidents critical so that you can establish an official record of the injury. For those that have found themselves in this situation, retaining an experienced and knowledgeable worker's compensation attorney will be essential for making sure that their rights are protected and their medical expenses covered.  

How Should You Respond If Your Employer Did Not Have A Worker's Compensation Policy?

While it is legally required for most employers to carry worker's compensation policies for their employees, it is a reality that some business owners may be negligent when it comes to this responsibility. In these situations, you may find that the only way for you to recover the damages that you are owed is to retain an attorney to file a lawsuit. Furthermore, you can file a complaint with the state, which can lead to major fines and even the revocation of the business's license. If you are worried about the expenses associated with filing this type of a claim, you can hire an attorney that will work on a contingency basis, and this means no fees will need to be paid out of your own pocket. Instead, the attorney will subtract their fees and expenses from the settlement or jury award.

Talk with an attorney like Rizzi Law Group for more information about your workers compensation case.