Workers compensation insurance is designed to protect employees if they are injured while on the job. You get the medical care you need to heal, and you are compensated while you are out of work and not getting a regular paycheck. If you are initially denied workers compensation benefits, you are going to have to appeal the decision to get the benefits you deserve. The extent of your injuries may not be clear, paperwork could be missing, or there isn't a clear cause of the injuries you are claiming. A workers compensation attorney can look over your case and determine how to best proceed when it comes to appealing your claim for benefits.
Your Injuries Aren't Clear
When you are injured at work, it's important to notify your employer immediately. If the injury occurs over time, as in a repetitive strain injury, it can be more difficult to pinpoint when the injury occurred. Medical treatment is vital to showing what your injuries are and what you need in order to recover. If you don't follow through with medical treatment, your workers compensation claim can be denied because it isn't clear what your injuries are.
When You Can't Work
If you are unable to work because of your injuries, a medical provider must be the one that states you can't work. While you might not be able to function, your treatment provider has to be the one to state you are out of work to the workers compensation insurance company. If you are not receiving compensation and you are not able to work because of your injuries, it's time to get a workers compensation attorney on board to help you navigate your case.
If You Become Permanently Disabled
There may be a time when you are injured at work and you are never able to return. If you become permanently disabled, you will need a long term solution to manage financially in the future. Workers compensation benefits can last between 3 and 7 years, depending on what state you live in. Once your temporary benefits run out, you may need to apply for social security disability if you are not able to return to work.
Work injuries can take months to heal, leaving you with limited ways to support yourself. If you are denied benefits, a workers compensation attorney can help you work through the appeals process to get you the benefits you need.